Posts Tagged ‘insurance & pension’

Giro Account: Important Criteria In The Checking Account Comparison

viernes, agosto 26th, 2016

Compare helps save. Read about what matters, here. A giro account comparison in the Internet, many portals offer, is a free and fully functional account today relatively easy to find at one of the many providers. The giro account to properly use comparison who wants to properly take advantage of the offered possibilities of comparison, Googling the best checking account equal to the search term comparison free. Such a selection exists from the outset. Under the offered checking accounts that are offered not only by the direct banks in the field of view, which are especially interesting for every account holder fall immediately.

Is free is not always free. Some providers apply the free checking account, but on the free account management conditions, such as for example the minimum salary input. Who does not fulfil this criterion, must pay accounting also contribute to the free account. Misleading advertising, but it’s different. It so not is different the disposition, if the account is generally held in the credits, is in demand. Here, a checking account with deposit interest rate is then that can be used as an alternative or even as day money account.

Important criteria in the current account comparison to the essential criteria are of course free account management, regardless of the payment, free debit card (also for the partners), free transfers, direct debits and standing orders, free account statements, online account management and account management, low interest rates for the credit associated to the account and opportunities of free cash withdrawal may be a return of credits. Only a few providers can equally fulfil all the criteria. Then it must set priorities. Who uses mostly the dispo, should pay attention to low interest rates, then the interest on the account balance rather plays a minor role. The best in the checking account comparison the best free checking accounts in the current accounts comparison, which appear always in the top 5 are the current accounts of the DKB, which netbank and of Norisbank. At all There the current account providers for free, without ifs and buts. Also the EC cards and credit card are provided free of charge the customers. At the DKB cash is available with a visa belonging to the checking account worldwide free of charge, so that the account holder must pay any fees for withdrawing cash, no matter which ATM machines he uses.

Fixed-term Deposit Compared

jueves, agosto 4th, 2016

Fixed-term deposit is currently as a safe investment. On a fixed-term deposit, good interest offers easy to find are compared. Security-oriented savers preferably sets his money in money or time deposit, because for him in addition to the return on the security of his money is a top priority. A corresponding fixed deposit account must be established for the investment in fixed-term deposits with a bank that allows fixed-term deposits. Among the many offerings you are comparison only on a fixed-term deposit, where there is the highest interest rate. The framework conditions for fixed-term deposits fixed for the deposit is fixed Anlagezeitraume of 1 month to a maximum of 5 years fixed interest rate over the term minimum investment crucial, how long the money is invested and the investment should be as high. Basically a savers should invest not his entire savings in fixed-term deposits, because this money over the investment period is not available. It is located, set also suggests as the name of this form of investment.

A good deposit on the Internet comparison shows the interested Savers, not only banks, which fixed-term deposits can be created, but are in the fixed-term deposit comparison also the periods separately listed. The Bank, which offers the best interest rate for the deposit at six months, must be at the same time the Bank in which the fixed deposit for 12 or 24 months best interest will be paid. The interest in the deposit usually is the return on the deposit over a relatively short investment period rather less, as if the money over several years is applied. There are of course always exceptions and attention you should be. Some banks offer special offers for new customers.

Unlike as in the money of the day minimum investment amount are expected at the deposit also often 2,500 or EUR 50,000, also informed the fixed-term deposit comparison. A current deposit comparison shows that interest will be paid out for short-term time deposits between 1.5 and 3%. Many banks also for investors the option open, the deposit after the set period of time and hold again to the then valid conditions set to apply. Despite the current low interest rate, fixed-term deposit is an option, because the net is crucial after deducting the inflation rate. Inflation is currently under one percent, so that even the relatively low interest rates bring income.